——Last Updated: 2026-05-19
These Terms of Use constitute a legally binding agreement between you ("you" or "your") and KOLfi ("KOLfi", "Entities or affiliates", "we", "our" or "us"). The Terms govern your use of all KOLfi Services made available to you on or through the KOLfi Platform or otherwise.
By accessing the KOLfi Platform and/or using the KOLfi Services, as defined in these Terms, you agree that you have read, understood and accepted these Terms, together with any additional documents. You acknowledge and agree that you will be bound by and will comply with these Terms, as updated and amended from time to time. BY ACCESSING THE KOLFI PLATFORM AND USING KOLFI SERVICES, YOU IRREVOCABLY WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION OR SIMILAR MASS ACTION IN ANY JURISDICTION OR BEFORE ANY TRIBUNAL AS STATED IN SECTION 27. YOU ALSO EXPRESSLY AGREE THAT ANY CLAIMS AGAINST ANY KOLFI-RELATED ENTITY OR AFFILIATE WILL BE SUBJECT TO MANDATORY, BINDING ARBITRATION AS STATED IN SECTION 27.
If you do not understand and accept these Terms in their entirety, you should not use the KOLfi Platform.
The KOLfi Platform and KOLfi Services generally involve interacting with user-generated Digital Assets in various ways. Neither the KOLfi Entities nor any affiliates are responsible for user-generated Digital Assets that you may, in your sole discretion, engage with on the KOLfi Platform or via the KOLfi Services. Please ensure that you fully understand the risks involved with user-generated Digital Assets before using the KOLfi Platform and KOLfi Services.
The value of user-generated Digital Assets, especially memecoins that are commonly found on the KOLfi Platform and as part of the KOLfi Services, can fluctuate significantly and there is a material risk of economic loss when buying, selling, holding or investing in any Digital Asset. You should therefore consider whether participating on the KOLfi Platform in general or KOLfi Services specifically is suitable for you taking into account your personal circumstances, financial, or otherwise.
You acknowledge that we are not your broker, intermediary, agent or advisor and we have no fiduciary relationship or obligation to you in connection with any activities you undertake when using the KOLfi Platform or KOLfi Services. We do not and are not providing any investment or consulting advice and no communication or information that we provide to you is intended to be, or should be construed as, advice of any kind. We do not recommend that any user-generated Digital Asset be bought, earned, sold or held by you under any circumstances. KOL calls surfaced on the KOLfi Platform are not investment recommendations from KOLfi. They reflect individual KOLs' trading activity and stated views, which you must independently evaluate.
You are responsible for determining whether any user-generated Digital Asset is appropriate for you to acquire, transact in, or otherwise use on the KOLfi Platform or with KOLfi Services based on your personal investment objectives, financial circumstances and risk tolerance and you are responsible for any associated loss or liability. Before making the decision to buy, sell or hold any user-generated Digital Asset, you should conduct your own due diligence and, where appropriate, consult your financial advisor.
1.1. The KOLfi Entities and their affiliates develop, maintain, operate, and provide access to the KOLfi Platform and KOLfi Services.
1.2. By using the KOLfi Platform or any of the KOLfi Services you are entering into a legally binding agreement with all KOLfi Entities and their affiliates. These Terms will govern your use of the KOLfi Platform and all of the KOLfi Services.
1.3. You acknowledge that you must read these Terms, together with the documents referenced in the Terms, carefully and are responsible for telling us if you do not understand anything.
1.4. You expressly agree that you will be bound by, and that you will comply with, any additional terms and conditions that apply to your use of the KOLfi Platform or any of the KOLfi Services.
2.1. To be eligible to use the KOLfi Platform and the KOLfi Services:
2.2. We may amend our eligibility criteria at any time at our sole discretion. We will let you know of the change as soon as possible after it is made by updating the "Last Updated" date at the top of these Terms.
3.1. Usage of the KOLfi Platform and KOLfi Services is provided at our absolute discretion. We reserve the right to refuse any usage of, or restrict your access to, the KOLfi Platform and KOLfi Services for any reason, or without reason at any time.
3.2. You must not post, upload, publish, or transmit to the KOLfi Platform any abusive, defamatory, dishonest, or obscene message; any messages intended to manipulate a market or to spread false or misleading information; or any messages otherwise in contravention of Applicable Laws. This includes any KOL call content that misrepresents your conviction, deceives followers about your position size, or coordinates a pump-and-dump. Violating this provision may result in termination of or restrictions on the availability of the KOLfi Platform and KOLfi Services to you, plus revocation of any KOL status.
3.3. You must not post, upload or publish to any platform or media any abusive, defamatory, dishonest, or obscene message or any messages intended to manipulate a market or to spread false or misleading information in respect of any user-generated Digital Assets discussed on or surfaced by the KOLfi Services.
4.1. Fees for use of the KOLfi Services are disclosed within the product. KOLfi Entities and affiliates reserve the right to introduce or adjust fees at their sole discretion.
4.2. You agree to pay all applicable fees in connection with your use of the KOLfi Services. You understand that the KOLfi Entities do not control any fees charged by third parties (e.g., on-chain network fees, third-party aggregator routes), and you are solely responsible for payment of those.
4.3. You expressly authorise us to deduct all applicable fees, commissions, charges and other sums that you owe from the Wallet you connect to the KOLfi Platform under these Terms.
4.4. Amending our fees: We may adjust our fees from time to time. If you do not wish to accept the changed fees, you must cease use of the KOLfi Platform and relevant KOLfi Services. Continued use shall be deemed acceptance of the updated fee.
4.5. Calculations: Any calculations of fees made by the KOLfi Entities or affiliates are final and binding on you in the absence of Manifest Error.
We may collect, use, store, retain, and disclose personal data and other information relating to your access to and use of the KOLfi Platform and KOLfi Services for the purposes of providing the KOLfi Services, maintaining platform security, preventing fraud and market abuse, complying with Applicable Law, enforcing these Terms, resolving disputes, and satisfying tax, accounting, regulatory, and legal recordkeeping obligations. Our collection, use, retention, and your rights in relation to personal data are further described in our Privacy Notice.
6.1. To access the KOLfi Platform and KOLfi Services, you must have the necessary equipment (such as a computer or smartphone) and access to the internet. You may access the KOLfi Platform through the use of bots or as we may permit from time to time, as long as such access otherwise complies with all requirements and rules established in these Terms.
6.2. We may log technical, device, wallet, session, and network metadata associated with your access to the KOLfi Platform and KOLfi Services for security, fraud prevention, abuse detection, and compliance purposes.
7.1. You acknowledge and agree that where you execute any Transaction with Improper Intent and/or in the case of Manifest Error, KOLfi is authorised by you (without any payment or penalty or liability due by KOLfi and provided that such action is in compliance with Applicable Law) to cancel/void such Transaction (to the extent possible), take such actions as KOLfi may reasonably deem fit and treat such Transaction as if it had never been entered into.
7.2. We may be required under these Terms or Applicable Law to share information about your activities on the KOLfi Platform with third parties and within the KOLfi Group. You acknowledge and agree that we are entitled to disclose such information.
8.1. Instructions are transactions or commands executed on the Solana blockchain using the KOLfi Platform and KOLfi Services. You must ensure that any Instruction submitted is complete and accurate. We are not required to verify the accuracy, authenticity or validity of any Instruction. In our sole, absolute discretion, we may refuse to act upon or defer acting upon any Instruction, or seek further information with respect to the Instruction.
8.2. You acknowledge and agree that Instructions are irrevocable. Your Instruction is not deemed to be received by us until it has been received by our server. Our record of all Instructions will be conclusive and binding on you for all purposes.
8.3. By submitting an Instruction you are authorising us to initiate transaction(s) using your Wallet on the Solana blockchain. If you have insufficient Digital Assets in your Wallet to effect the Transaction, we have the right to refuse to effect any Transaction.
9.1. You understand and agree that neither your relationship with us nor any services we provide to you, nor any other matter, will give rise to any duties on our part or on the part of any KOLfi Entity or affiliate, whether legal, equitable, fiduciary in nature, save as are expressly set out in these Terms.
9.2. We have established and maintain effective organisational and administrative arrangements to identify and manage conflicts of interest. We reserve the right at all times to decline to act for you where we are not able to manage a conflict of interest in any other way.
9.3. You understand that from time to time KOLfi Entities or their employees may transact using the KOLfi Platform. We are under no obligation to disclose any of these transactions.
Your activity on the KOLfi Platform and use of the KOLfi Services may be subject to limits that we shall determine from time to time in our sole discretion.
11.1. You are responsible for taking appropriate action to protect your hardware and data from viruses and malicious software. You are responsible for backing up and maintaining duplicate copies of any information related to your use of the KOLfi Platform.
11.2. You shall maintain adequate security and control of all of the information used to access the KOLfi Platform and KOLfi Services. You must never share your passwords, 2-factor authentication codes, recovery credentials, or wallet keys with anyone. KOLfi will never ask you for them.
11.3. You must monitor your Activity History and notify us as soon as possible of any suspicious activity involving the Wallet you use to access the KOLfi Platform and KOLfi Services. Any Security Breach may result in unauthorised access to your Wallet by third parties and the loss or theft of any Digital Assets and/or funds.
Our collection, use, storage, disclosure, transfer, and other processing of personal data is governed by our Privacy Notice, which forms part of these Terms.
13.1. We can make changes to these Terms and any terms and conditions incorporated by reference at any time and your continued use of the KOLfi Platform and KOLfi Services constitutes your consent to such changes. Changes to these Terms will be published on our website.
13.2. If you do not wish to accept these Terms or any future modified Terms, you must cease use of the KOLfi Platform and KOLfi Services.
14.1. We may at any time modify or discontinue, temporarily or permanently, any portion or feature of the KOLfi Platform or KOLfi Services. We may terminate, suspend, or restrict your access for any reason including (without limitation): ineligibility; suspected fraud, unauthorised use, or false information; legal/regulatory requirements; deceptive synthetic-media usage, impersonation, coordinated abuse, linked-wallet activity, device clustering, off-platform conduct connected to Digital Asset activity, or other behavior presenting elevated fraud, sanctions, legal, or platform integrity risk; pending litigation; or circumvention of our controls.
14.2. Our decision to terminate, suspend, or restrict access may be based on confidential criteria essential to our risk-management and security protocols. We are under no obligation to disclose these to you.
14.3. Where we terminate, suspend, hold or restrict your access, any open Instructions or Transactions may be closed by you or by us, and you authorise us to deduct any unpaid costs and fees directly from assets in the Wallet you connected.
All KOLfi IP shall remain vested in KOLfi Entities and their affiliates. At no point do users of the KOLfi Platform or KOLfi Services obtain any right to KOLfi IP unless expressly provided by these Terms.
We grant to you a non-exclusive licence for the duration of these Terms to use the KOLfi IP, excluding the KOLfi Trade Marks, solely as necessary to allow you to access and use the KOLfi Platform and KOLfi Services for non-commercial personal use, in accordance with these Terms.
17.1. You grant to us a perpetual, irrevocable, royalty-free, worldwide and non-exclusive licence to use the User IP to the extent it forms part of, or is necessary for the use of, any Created IP; and is necessary to allow us to provide you with access to the KOLfi Platform and KOLfi Services.
17.2. The licence granted by you includes our right to sub-license to a third party to the extent required to enable KOLfi Entities to provide you with access to the KOLfi Platform and KOLfi Services.
18.1. The Created IP shall automatically vest in us from time to time on the date on which it is created.
18.2. You hereby assign to us, with full title guarantee, title to all present and future rights and interest in the Created IP.
19.1. You agree that we are not responsible for any User Material (whether provided by you or by third parties) which may be used on, uploaded to or made available on the KOLfi Platform, including user-generated Digital Assets and KOL calls. Use of any such User Material is at your own risk.
19.2. We shall have the right at our sole and absolute discretion to remove, modify or reject any content that you submit to the KOLfi Platform for any reason.
By using the KOLfi Platform and KOLfi Services, including carrying out any Transaction, you agree that you will not:
You hereby represent and warrant to us, at all times, that:
22.1. The KOLfi Platform and KOLfi Services are provided on an "as is" and "as available" basis without any representation or warranty, whether express or implied, to the maximum extent permitted by Applicable Law. We specifically disclaim any implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement.
22.2. We do not warrant that access to the KOLfi Platform or KOLfi Services will be continuous, uninterrupted, timely, or error-free.
22.3. The KOLfi Platform may display data derived from third-party sources ("Third-Party Data"). We make no representations as to its accuracy, completeness, or timeliness. Reliance on Third-Party Data is at your sole risk.
23.1. You hereby undertake and agree to indemnify us and hold us harmless upon demand from and against any claims, suits, actions, demands, disputes, allegations, or investigations brought by any and all persons or entities, including third-parties, governmental authorities, and industry bodies, as well as all claims, liabilities, damages, losses, costs, and expenses ("Losses"), arising out of or in any way connected with: your access to or use of the KOLfi Platform and KOLfi Services; your breach or alleged breach of these Terms; your contravention of any Applicable Law; or your violation of the rights of any third party.
23.2. You irrevocably and unconditionally agree to release us from any and all claims and demands arising directly or indirectly out of or in connection with any dispute you have with another user or third party in connection with the KOLfi Platform.
24.1. The KOLfi Entities and affiliates are not responsible for any loss suffered by you or any third party, except where such loss arises solely and directly from our wilful misconduct or actual fraud. We are not liable for any loss related to user-generated Digital Assets.
24.2. Our total liability to you under any circumstance will not exceed the amount of fees you paid to us for the transaction giving rise to the claim.
24.3. You agree that monetary damages are an adequate remedy. You are not entitled to remedies such as injunction or specific performance.
24.4. In no event will the KOLfi Entities or any affiliate be liable to you for any loss arising from: protocols underlying any Digital Asset; any inaccuracy, defect, or omission of Digital Asset price data; maintenance interruptions; device theft; other users' actions or omissions; malware, phishing, or spoofing attacks; hardware failures; internet issues; termination of access; failed or delayed Transactions; security breaches; third-party fraud; or any losses connected to newly-available user-generated Digital Assets.
24.5. We are not liable for any loss of business, profits, anticipated savings, opportunities, or any special, punitive, aggravated, incidental, indirect or consequential losses or damages.
24.6. Any Claim must be commenced by way of formal legal action within one calendar year of the commencement of the matter giving rise to the Claim.
Aside from where Applicable Law requires or provides you with a choice otherwise, these Terms (including the arbitration agreement in Section 26) shall be governed by, and construed in accordance with, the laws of the State of Illinois, United States of America, without regard to its conflict-of-laws principles.
PLEASE READ THIS SECTION CAREFULLY: IT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY HEAR YOUR CLAIMS. IT CONTAINS PROCEDURES FOR MANDATORY BINDING ARBITRATION AND A CLASS ACTION WAIVER.
26.1. Binding Arbitration. Except for disputes where we seek injunctive or equitable relief related to intellectual property, you waive your rights to have Disputes adjudicated in court or before a jury. All Disputes must be resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, subject to the Federal Arbitration Act (9 U.S.C. §1 et seq.).
26.2. Informal Dispute Resolution. You must notify us in writing of any Dispute within thirty (30) days of its arising. You agree to engage in a good-faith informal resolution process, including at least one telephonic conference, before proceeding to formal arbitration.
26.3. Arbitration Process. Arbitration will be conducted in Cook County, Illinois, by a single arbitrator with relevant experience. English shall be the language of arbitration. Arbitration is private and confidential unless disclosure is legally required.
26.4. No Class Actions. All Disputes must be brought individually. Class arbitrations, class actions, and representative actions are strictly prohibited.
26.5. Mass Arbitrations. If 25+ similar claims are filed, a batching procedure will apply. Selected test cases will go to arbitration first, followed by mediation.
26.6. Severability. If any part of this arbitration clause is found unenforceable, the rest will still apply.
26.7. Jurisdiction of Arbitrator. The arbitrator shall have exclusive authority to determine the scope, validity, and arbitrability of any Dispute.
26.8. These arbitration provisions survive the termination of these Terms.
If you have questions, feedback, or complaints you can contact us via legal@kolfi.com. Where necessary, and in accordance with the Privacy Notice, we will contact you using the details you have provided to us.
The Wallet that you may generate when logging in to the KOLfi Platform is provided by a third-party non-custodial wallet infrastructure provider. Such providers are not affiliated with KOLfi Entities. You are solely responsible for reading and understanding the relevant provider's terms and conditions. KOLfi Entities and affiliates have no control over your Wallet, however generated, or the private keys to it. KOLfi Entities shall not be responsible for the operation or features of the Wallet or be liable for any losses or damage incurred or suffered directly or indirectly as a result of using the Wallet.
In these Terms:
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